Corporate Services

EPN is the leading ACH Operator that listens to Corporate Treasurers. We have products to help support your business.

Numerous studies on barriers to straight-through processing for business-to-business payments, including one conducted by The Clearing House, have sited that reluctance to divulge banking information, the lack of remittance information for automated reconciliation, AP/AR systems that lack electronic payment capability and conflicting, multiple message formats have created an inefficient environment for businesses trying to succeed in today’s competitive and complex environment.

EPN has been working hard to break down these barriers and make electronic payments as easy as writing checks – with the Universal Payment Identification Code and EPN STP 820.

Enhance Stakeholder Value by Effectively Addressing ACH Risk with UPICs®.

View the UPIC brochure.

UPICs masks your real bank account number so you can rest assured your bank accounts are protected. UPICs are for credits only and can be used with any cash management or accounts payable system.

UPICs facilitate the conversion of checks to electronic payments by allowing companies to openly share their account information (e.g. print on invoices) to promote the receipt of electronic payments.

UPICs keep account information private and block debits to your accounts, reducing the risk of unauthorized ACH debits, demand drafts, and fraudulent checks.

Click here to visit a website dedicated to UPICs… just for corporations.

See what financial institutions are saying about UPICs. Click here to read what companies are saying about UPICs.

Optimize Your Working Capital and Financial Supply Chain with EPN STP 820.

Click here to download the EPN STP 820 brochure

This standard will provide your organization with a fast and easy way to generate electronic payments directly from your accounting application. It’s an automated method of distributing remittance information to your trading partners along with the actual payment itself.

The EPN STP 820 standard specifies up to 10 data elements that most companies need to reconcile and post payments. When this information is included with the electronic payment, transactions can flow straight through from the originating company’s A/P or cash management system to the receiving company’s A/R system without human intervention.

Approved. Promoted. Adopted! The EPN STP 820 is approved by the American National Standards Institute's (ANSI) Accredited Standards Committee (ASC) X12F, promoted by NACHA, supported by AFP and adopted by the following leading cash management and accounting software providers. Read about EPN STP 820 in the press.

Click here to view STP Standards Specifications Document.

To find out how to obtain a UPIC, contact Sharon Jablon at 212-613-0178 or email her for more information.

Diamond Corporate Affiliate Membership

EPN has an association membership specifically for the needs of corporations. Diamond membership provides your organization with access to ACH leadership and advocacy, marketing, education, ACH rules support and discounted membership rates with NACHA.
Click here for more information.