Overview

EPN Vision

To lead the industry in providing reliable, dependable processing and to deliver innovative payment solutions which meet the needs of customers, corporations, the financial services industry and its members.

EPN Mission

“We provide superior payment systems to meet our customers' needs and a forum through which our members can promote common interests."


A Step Ahead – History EPN is responsible for many of the major improvements to the ACH network over the past 25 years. Click here for an impressive list of “firsts” from the nation’s only private sector ACH Operator.	Click here for a 30 year EPN history booklet.
EPN Core Competencies (what we do best)
Dedicated Customer Support
Year after year, EPN's customers have rated EPN’s level of service as “excellent”. In the most recent customer satisfaction survey results, EPN rated of 4.6 overall on a scale of 5.0. This is due, in part, to our team of experienced, dedicated professionals.
Reliability & Responsiveness
EPN’s system performance includes a reliability record that is unmatched anywhere. In addition, EPN is responsive, doing what’s right for the industry and its customers – most recently in Risk Management, Check 21, ACH rule changes, and more.
Industry Leading Innovations
Since 1975, EPN has led the way with innovations and technological advances. For example, EPN was the first all-electronic ACH. Recent advances include EPNWATCH® - Suite of Risk Management Services (including an ACH Fraud Detection Reporting service and the Universal Payment Identification Code (UPIC®), ACHOrigination and Internet access to the EPN system.

What is ACH?

ACH stands for “Automated Clearing House”. It is a low-cost, flexible and highly reliable payment network that uses national standards and is the only payment system that handles a wide variety of credit transfers, like payroll, dividends and more. ACH also handles debit transfers like loan and bill payments and insurance premiums.